( for children & adults)
For a bright smile and healthy teeth
Supplementary dental insurance protects children and adults against high co-payments for dental prophylaxis, dental treatment, dentures and orthodontics.
(Children receive particularly extensive reimbursements for orthodontic services (e.g. braces) in the premium tariff)
Supplementary dental insurance is a supplementary health insurance and partially covers the costs of dental treatment or dental prostheses that are not or only partially covered by your statutory health insurance.
Supplementary dental insurance is considered one of the most important supplementary health insurances and it is also recommended by dentists and consumer centers.
Supplementary dental insurance is worthwhile in any case, because statutory health insurance only covers part of the costs of replacing old fillings, replacing teeth or renewing dentures.
Supplementary dental insurance is also recommended for children. This is because the jawbone of the offspring grows quickly and can therefore cause malpositioning of the teeth. For a straight set of teeth, braces are the only thing that can help, and here, too, you will be faced with high costs for those with statutory insurance.
Easy to Germany can only pay for treatments that are recommended or performed after the contract is signed.
Usually many insurance companies also have waiting periods where a benefit exclusion during this time results. With Easy to Germany, these are not applicable.
In addition, there are insurers that also pay for immediate treatment, but these rates are understandably comparably expensive and offer less.
Reimbursement is usually very simple and depends on the type of treatment. For example, if you have your teeth professionally cleaned, simply send the invoice to your health insurance company and you will be reimbursed.
If the dentist determines during an examination that major treatment measures are necessary, he will draw up a so-called treatment and cost plan. This plan is then passed on to the health insurance company and the supplementary insurer.
At the end of the treatment you will receive an invoice from the dentist, from which the portion attributable to the health insurance company has already been deducted. This is submitted to the private supplementary dental insurance company and you will receive a reimbursement.
A treatment and cost plan is especially important for patients without private supplementary dental insurance. Here your dentist documents the condition of your teeth, information on regular care, a deviating treatment plan if necessary and costs to be expected. Before the treatment he sends this plan to your health insurance company. Only when the amount of the subsidy has been clarified by the health insurance company can the dentist begin treatment.
A treatment and cost plan is also helpful for patients with private supplementary dental insurance. With an overview of the expected costs, you can better estimate your own contribution and plan the costs accordingly.
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